Terms and Conditions – Tippee Payments Ltd

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the payment services and digital wallet infrastructure provided by Tippee Payments Ltd (“Tippee”, “we”, “our”, or “us”). By accessing or using our services, you agree to be bound by these Terms.

Tippee Payments Ltd is a private limited company registered in England and Wales under company number 16223668.

Registered Address:

10 York Rd, London, United Kingdom, SE1 7ND

Email: support@tippee.xyz

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2. Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use Tippee. By using our services, you confirm that you meet these requirements.

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3. Our Services

Tippee enables users to make payments through Apple or Google Wallet using bank-linked, open banking-powered transactions. We do not store your funds or issue credit. All payment authorisations are processed via secure third-party open banking providers.

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4. Account Registration and Security

To use Tippee, you must link a valid bank account through our onboarding process. You agree to provide accurate information and keep it up to date. You are responsible for maintaining the confidentiality of your device and account access.

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5. Fees

For users, Tippee is currently free to use. Merchants are charged a transaction fee as outlined in their commercial agreement. We reserve the right to introduce or change fees with prior notice.

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6. Acceptable Use

You agree not to misuse our services. Prohibited activities include:

• Attempting to breach security or interfere with our systems

• Using Tippee for unlawful transactions

• Impersonating another person or misrepresenting your identity

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7. Privacy

Your personal data is processed in accordance with our Privacy Policy, which explains what data we collect and how we use it.

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8. Intellectual Property

All Tippee branding, trademarks, and platform technology are owned by Tippee Payments Ltd. You may not use, copy, or distribute any part of our intellectual property without prior written permission.

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9. Disclaimers and Limitation of Liability

Tippee is provided “as is” and “as available”. We do not guarantee that the service will be uninterrupted or error-free. To the maximum extent permitted by law, we shall not be liable for indirect, incidental, or consequential damages.

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10. Termination

We may suspend or terminate your access to Tippee at any time if we reasonably believe you have violated these Terms. You may also stop using the service at any time.

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11. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you via email or in-app notice. Continued use of the service after changes constitutes acceptance.

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12. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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13. Contact

For questions or concerns about these Terms:

Email: support@tippee.xyz

Address: Tippee Payments Ltd, 10 York Rd, London, SE1 7ND, United Kingdom